We help financial advisors address their clients’ greatest financial concerns through the optimal use of Life Insurance, Annuities, Long-Term Care, and Disability Insurance.
Making Complex Ideas Simple to Understand. It’s never been more difficult to be a financial advisor. Advisors require knowledge about many different topics and, to compete in today’s market, they want a team of subject matter experts.
Life insurance is a critical component in financial planning, but creating the right legacy plan can be a difficult and time-consuming task. FPG makes it easy to offer and create the legacy your clients desire by giving you the guidance, resources, and tools necessary to ensure your client’s financial plans succeed.
Having the guidance of an organization with 20+ years of experience will give you the confidence to effectively create legacy plans, present solutions, and help high-net-worth clients with their advanced planning needs.
Resources
It’s easier to engage your clients and grow your business with our available resources. Learn new strategies to create better financial plans and gain more success in your business with help from our award-winning strategic partners.
Tools
Any business must have the right tools to get the job done. We designed our suite of tools to create efficiency and simplicity when quoting life insurance, comparing costs, and completing the application process.
More than ever, your clients want predictability and certainty in their overall retirement strategy. The foundation of any retirement income portfolio includes using annuities to provide the guarantees your clients seek to focus on the future and secure their retirement.
You don’t have to do it alone
Creating the right income portfolio with annuities doesn’t have to be a guessing game.
Rely on the seasoned knowledge of our FPG team to effortlessly construct retirement income portfolios that will fit your client’s individual needs throughout their retirement years.
Which one is the best for your client?
The annuity marketplace is filled with carriers and products, each with unique features, rates, and benefits.
But which one is best for your client? That’s where FPG can help you shine!
We eliminate the time-consuming task of researching the marketplace, finding a product, and designing a solution. Instead, check out some of the top Annuity carriers FPG can recommend to you.
Long-term care is an often overlooked but critical component of risk management in retirement. Unfortunately, the amount needed to “self-insure” will continue to rise. Without the proper planning, your client’s retirement nest egg will never keep up with the inflated medical cost they will face in the future.
We are passionate about helping advisors create long-term care plans that provide protection and certainty when a family needs it the most. We help you decide and design the right long-term care solution for your clients to ensure they have enough money to cover the future cost of medical care. Today, the average assisted living facility in Orange County, CA is approximately $6,000 per month. Given the medical inflation rate, that $6,000 will be $15,000 in 20 years!
Traditional Long-Term Care. For those looking for basic long-term care with a wide range of premium options for your clients.
Life Insurance with Long-Term Care. This hybrid solution requires more underwriting than traditional long-term care.
Asset-Based Long-Term Care. Designed to leverage existing assets, these products are an excellent option for those looking for single premium or short payment schedules.
Annuities with Long-Term Care. Although this is not the primary choice for long-term care protection, there are scenarios where utilizing this type of product could provide the income solution and risk protection your clients need.
Protecting the income a family depends on is a primary reason why disability insurance should be part of your overall financial planning. We help you and your clients protect against this risk by designing a solution that fits their unique financial needs provided by the top carriers in the industry.
Protecting against the unexpected
Creating a plan that can provide during a disability can be a foreign concept when you try to do it alone.
FPG is dedicated to designing solutions that will provide you and your clients the confidence to know they will be taken care of when tragedy strikes.
Covering business & personal needs
If your clients are business owners, their disability insurance needs might differ from those of a regular consumer.
Working with FPG will make it easier to determine the right solution to cover your clients’ different needs.
From Individual Disability Insurance, Key Person Coverage, Overhead Expense, or Disability Payout, we can help you create the right plan for your clients.
Our most successful advisor partnerships share our primary core values.
Client-Centric
To best serve and support you as an advisor, we must put your client’s best interests first. When that is accomplished, you become invaluable and irreplaceable to them.
Coachable
Top-performing advisors constantly seek opportunities to learn and grow to serve their clients best. FPG is committed to providing ongoing education to support that desire for wisdom.
Collaborative
The most successful advisors understand the value of leveraging subject experts’ knowledge, experience, and capabilities and an extended team.
Committed
We seek mutually beneficial relationships with financial advisors who share our desire to respect one another and honor that commitment as we become an integral part of their team.
Making complex ideas simple to understand is at the heart of our professional education offerings and is what we do best. Financial advisors require knowledge about many different topics, and to compete in today’s market; they need a team of subject matter experts to support them.
We are committed to helping financial advisors grow their businesses and succeed in today’s competitive marketplace. Our education programs are just one way we are accomplishing this goal.
We bring in experts from various fields to speak on topics such as investment analysis, portfolio management, retirement planning, estate planning, taxation, and more.
We also offer a variety of online courses that cover a wide range of topics, so financial advisors can get the education they need when it’s convenient for them to expand their knowledge and grow their businesses.
